A good credit score is one of the most important financial tools in the United States.
A bad credit score can be extremely detrimental
Get Everything On The TableThe first step in building up your new credit score is to review your existing score and know all of the numbers and ratios.
Pay Overdue BillBills can be overwhelming, but they are a big puzzle piece for growing credit
Consider A Credit Builder AccountMany financial institutions offer secured credit cards that help people build out their credit files.
Use Credit StrategicallyWhen you open your credit builder, finance gurus say that it is important to sparingly use your credit.
Use Reporting ServiceThere are many reporting services that can boost your score.